Catalog / Free resources / First paycheck
Free resource
First paycheck
Read a real pay stub, find every deduction, and decide save, bill, or spend before the money's gone.
Free resource
Educational purpose
Read a real pay stub, find every deduction, and decide save, bill, or spend before the money's gone.
Learning outcomes
- Read a real pay stub line by line
- Work out net pay from gross by subtracting each deduction
- Know why take-home is lower than the hourly rate before the first job
What is included
- Stub-reading table with the lines that actually appear: gross, federal tax, state tax, Social Security, Medicare, other deductions
- A gross-to-net calculation worked in order
- A decide-before-you-spend step for the first cleared paycheck
What is not included
- Odyssey checkout on this site
- Program-account collection
- A claim that this SKU is already TEFA-listed
Best fit
- A 10–18 year old starting a first W-2 job
- A family who wants the first stub understood rather than just deposited
Not ideal for
- Anyone needing a live marketplace purchase today
How families use it
- Sit down with the first real stub and fill the worksheet against it
- Repeat once more after a paycheck with different hours
Implementation requirements
- Adult facilitator or supervisor as noted on the product page
License and delivery
Free educational resource. Open on this site
Not for sale
This is a free educational worksheet. It is not a paid offering and not a TEFA marketplace listing. Open the printable, then print or save as PDF from your browser.
Product FAQ
Is this for sale?
No. This is a free educational worksheet. It is not a paid offering and not a TEFA marketplace listing.
How do I print it?
Open the printable, then use your browser Print dialog. You can save as PDF from there.
Related catalog items
See the full catalog.